Ottawa's Housing Crisis: How Bureaucracy Killed the Dream
In this week’s episode of the Ottawa Real Estate Podcast, we break down surprising stats about down payments in Ottawa, why delinquency rates are still incredibly low, and what’s really going on with those 2027 mortgage renewals. We talk about the difference between variable and adjustable rate mortgages and share insider updates from a recent lender breakfast that might surprise you. We also unpack how construction delays and labor shortages are holding back housing starts, and what this could mean for buyers and sellers.
00:00 Intro
01:43 Understanding Borrower Profiles in Ottawa
06:35 Delinquency Rates and Mortgage Insights
11:39 Variable vs. Fixed Rate Mortgages
15:08 Market Stability and Renewal Insights
18:04 Bank of Canada Announcement Predictions
26:24 Housing Starts and Construction Challenges
31:01 Mood Boosts
Get in touch with us!
Paul Stevenson - Mortgage Agent Level 2
CENTUM Financial Services LP
Email: paul@paulstevenson.ca
Phone: 1-613-263-4543
David Warren - Mortgage Agent Level 2
Referral Mortgages
Email: david@referralmortgages.com
Phone: 1-613-686-6003
https://www.referralmortgages.com
If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!
New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com
Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.
